It’s hardly surprising that a low-level character won't be taking in a huge haul

ITEMS AND TREASURE (There's gold in them there hills) - Let's face it: everyone wants more money and better items. Problem is that some people aren't willing to earn it, and a lot don't know altis gates gold how.

So how do you get money? By killing enemies and selling items, and how about items, by buying them or killing enemies. There really is no other way about this unless you want to cough up some real-world currency and use the item shop as provided on the website. 

In the beginning, you won't make a lot of money and you won't find spectacular items, but that's basically the same deal for any RPG - MMO or otherwise.

Think back to the 28th crappy sword you found in Diablo, or yet another pile of sticky mucus in RO, and it's hardly surprising that a low-level character won't be taking in a huge haul. 

All I can suggest here is that you be patient and stick with it - all those level 30+ characters with full suits of spiffy armor and that neat'o creature ability started as level 1 characters with pockets full of moths, just like you did.

I believe there is a way to have your stats and skills reset, but from what I can gather it's an expensive procedure. This is one of those things I haven't tried yet and probably won't.